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Your guide to everything you should know when buying a property in Chennai, whether you are a first time buyer or investor.
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The first and most important thing to do is set a budget. If you are a cash buyer, you also need to ensure that the funds are UAE-accessible when the time comes to transfer.
If you need a mortgage then having a reputable mortgage advisor on your side is a must. They can arrange bank pre-approval, which will dictate your spend. Don’t forget, a minimum 20% deposit is required for mortgage approval.
Once you’ve set your budget, find a trustworthy RERA-qualified broker (ask to see customer testimonials as well) who can find your dream home or investment property. You will need to sign a Form B contract with your broker to formalise offer negotiation representation.
Get mortgage pre-approval and have your 10% unit deposit ready, so you can fast-track negotiations once you’ve found the perfect property and are ready to make an offer.
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